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Is Saturday a business day

Is Saturday a business day

Is Saturday a business day

A business day means any day except any Saturday, and Sunday, or any day which is a federal legal holiday or any day on which banking institutions are authorized or required by law or other governmental action to close.

Why is Saturday not a business day?

In most of the world, no. This is linked almost exclusively to banking. If we look at a modern economy on a macroscopic scale, everything generally stems from the banking sector. In the US, the macro-scale economy starts at the Federal Reserve and tickles down to the national, regional, and local banks that lend them money and process the transactions necessary for the economy to run.

Because the Federal Reserve is closed every Saturday and Sunday, the highest level financial transactions are unable to take place. Once again, this trickles down to the rest of the banks making Saturday technically not a “business day” despite many local and regional banks being open on Saturdays.

Many of these banks conduct business but don’t actually process transactions until Monday (or the next business day). Basically, when the banks stop, business stops.

Obviously many businesses operate on Saturdays and Sundays, however when we are referring to “Business Days” we are doing so generally in relation to financial or legal transactions which can only take place on business days.

Is Saturday a business day in 2021-22

A business day means any day except any Saturday, and Sunday, or any day which is a federal legal holiday or any day on which banking institutions are authorized or required by law or other governmental action to close

The definition of a business day varies by region. It depends on the local workweek which is dictated by local customs, religions, and business operations. For example, in the United States and much of the Western world, they are typically Monday through Friday from 9 a.m. to 5 p.m. Whereas within eastern countries such as Japan the normal business day is Monday through Friday from 8:30 a.m. to 7 p.m.

The length of a business day varies by era, by region, by industry, and by company. Prevalent norms have included the 8-hour day and the 10-hour day, but various lengths, from 4 to 16 hours, have been normal in certain times and places.

Business days are commonly used by couriers when determining the arrival date of a package. If a courier ships a parcel on a Thursday that will be delivered in “two business days”, it will arrive on the following Monday if neither Friday nor Monday is a holiday.

In finance, how business days are defined are called business day conventions and determine how payments are settled on contracts such as interest rate swaps.

Price Per Square Foot

There is a slight difference between a business day and a working day.

A business day is a working day on which the official business is carried on (official meetings, correspondence, banking, etc.)

A working day is a day on which the work is being done. Official business, in this case, can be voluntarily carried on, but this is not an accepted standard.

Business days are working days. Working days are not necessarily full business days.

Depending on the following Saturday can be a business day or non-official workday:

  1. When holidays are being merged with the weekend to make it continuous. For example, when 4 days holidays fall on Tuesday – Friday and there is a Monday that remains as a working day coming right after the preceding weekend. In this case, business day can be moved from Monday to preceding Saturday to make the following holidays+weekend continuous 8 calendar days (instead of 6).
  2. When people are forced (illegally) to work on Saturdays due to employer’s abusive policy or poverty/poor economic environment.
  3. In 24/7 business formats. In this case, Saturdays are still not considered an official business day, but they are official working days.

Does Saturday count as a business day for most postal delivery services?


However, many places don’t accept delivery on Saturday. In that case, Saturday doesn’t count. USPS delivers on Saturday if the business is open. UPS and FedEx will deliver on Saturday for an extra fee. Amazon delivers 7 days a week.

For the PO Saturday is business as usual and they deliver UNLESS it is a holiday weekend.

If your real question is if you are mailing something to a business does that BUSINESS consider Saturday to be a business day the answer will depend on the business? You would have to ask the business what their policies are.

Historically Monday through Friday were “business days” and Saturday was not. Almost all businesses were closed on Sunday. MANY states had “Blue Laws” that strictly prohibited any businesses from being open on Sunday.

While almost all of those have disappeared some still exist. For example, according to a search, “In Colorado, Illinois, Indiana, Iowa, Louisiana, Maine, Minnesota, Missouri, Oklahoma, New Jersey, North Dakota, Pennsylvania, and Wisconsin, car dealerships continue to operate under bluelaw prohibitions in which an automobile may not be purchased or traded on a Sunday.”

Is Saturday considered a business day for UPS?

No, Saturday is NOT considered a business day regardless if UPS may deliver to a residential or business customer (that is open).

Most private businesses and government offices are either fully closed or their shipping and receiving departments are closed on Saturday and Sunday.

A business day is Monday thru Friday when all of UPS’s vast worldwide logistics network is fully operational and most private businesses and government offices are also fully operational and able to receive shipments.

UPS service levels are quoted and guaranteed by the ‘business day’.

On a Friday, UPS does accept Next Day Air for delivery on Saturday from and to certain markets, but this service is outside the normal business day service and the shipper has to declare/request that the package be delivered on a Saturday. Any other Next Day Air packages shipped on a Friday, will arrive on the next business day, Monday.

Is Saturday considered a business day for Chase Bank?

Saturdays and Sundays are not business days at any bank regardless of whether or not the physical locations are open. The Federal Reserve is not open on weekends and holidays, so it does not allow for the moving of money on those days. If you do business on a Saturday or Sunday, that business is considered to have been done on Monday.

The business day has two-part – service (as defined by the bank) and processing (as defined by the industry). So things like branch hours are defined by the bank and so you can walk into the Chase branch on Saturday.

But processing (such as when a deposited check is reflected on the books or when a wire is sent out) is defined by the industry and Saturday is currently not considered a business day.

We have 2 exceptions to that: account to account transfers within a bank can happen at any time now, P2P services (Zelle) now support real-time money movement 24×7. The new service from the Clearing House will also be 24x7x365 (I think JPMC will be joining before the end of the year if they haven’t already joined).

Is Saturday a business day

Many Chase Bank branches are opened on Saturday for at least a part of the day, but Chase does not process transactions on Saturdays, so if you conduct business at a branch on a Saturday the transactions will post on the following Monday if that Monday is not a federal bank holiday, in which case it will post on the following Tuesday.

in my experience, all days are more like a Saturday at Chase. Kinda slow, Not much getting accomplished but they are really friendly and do try to help. Employees have their hands tied with Too much red tape, policies, and restrictions to consider any day at chase a business day.

Use your Chase online account or get cash from the Chase ATM if you need immediate service. Chase Bank is more like a self-managed thing.

Is Saturday a business day
Is Saturday a business day

Is Saturday considered a business day with respect to funds availability? Citizens Bank

For purposes of funds availability – if I deposit a non-Citizens check on Friday, will the funds be available in my account on Saturday? And if I deposit from the mobile app on Friday, what is the time by which I must make the deposit in order for the funds to be available in my account on Saturday?

A business day is any day other than a Saturday, Sunday, or a legal holiday (if the holiday falls on a weekend, the holiday is considered to be the following Monday).

A non-Citizens Bank check (including federal government checks) that is deposited with a teller at any time, at our ATM up to 10:00 PM local time, or via Mobile Deposit up to 10:00 PM eastern time becomes available for next business day withdrawals and to paychecks and purchases that post to your account the next night.

Longer delays may apply based on items deposited, account history, or if you have recently opened your account with us. If there is a delay due to non-Citizens Bank check deposits, the first $225 of your total delayed deposits will be available the next business day. Longer delays may apply if, where available, you make a deposit at a non-Citizens Bank ATM. 

Information provided is current as of the date/time indicated and is subject to change. Visit or call us at 800-922-9999 for up-to-date information.


Because the Federal Reserve is closed every Saturday and Sunday, the highest level financial transactions are unable to take place. Once again, this trickles down to the rest of the banks making Saturday technically not a “business day” despite many local and regional banks being open on Saturdays.

If you deposit a check on a Saturday, Sunday, or bank holiday, the bank will treat the deposit as though it were made on a Monday, the first business day of the week; in that case, the check will usually clear on a Tuesday.

Is Saturday a business day?

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